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Mortgage Services

Residential Mortgage Loans

For purchase of a new or existing home, investment properties or land acquisitions we have programs to meet your needs.

Mortgages
  • PURCHASE - New or existing home
  • PURCHASE -Second home
  • PURCHASE - investment property
  • PURCHASE - land
  • REFINANCE - Your current residence to lower your existing interest rate
  • REFINANCE - To access your equity (cash out)
  • LOT, CONSTRUCTION & PERMANENT FINANCING AVAILABLE

The Elkhart Community Bank Mortgage Lending Division offers the following products*:


  • Fixed Rate Mortgages
  • Jumbo Financing
  • Adjustable Rate Mortgages
  • Interest Only Mortgages
  • First Time Homebuyers Programs
  • Second Money Purchase
  • Home Equity Loans

Home Equity Loans

Put the equity in your home to work for you. Get a home equity loan or line of credit from Elkhart Community Bank , money when you need it! Home Equity lines of credit are a resource you can use any time, for any kind of expenses, to pay for home improvements, make big purchases, or consolidate your debt. Whatever your need for money, we can help.

Ongoing expenses including:

  • Home improvements
  • Educational and medical expenses
  • Life events such as a new baby or wedding
  • Small business expenses
  • Take a vacation
  • Consolidate bills
  • Buy a car, boat or RV
  • Finance tuition or other expense

Benefits Include:

  • Quick credit approval
  • Monthly statement of all transactions (if your line has a balance)
  • Access your line of credit with the line of credit check, or advances you make by phone or in person.

Why use the Elkhart Community Bank Mortgage Lending Division?

  • Competitive interest rates
  • Efficient service
  • No surprises
  • Competitive closing costs
  • Individual and personal service. Willing to schedule appointments evenings and weekends.

*All mortgage loans are subject to credit approval.

For more information or to schedule an appointment, please contact Shannon Klein at:

Phone: (574) 295-9600
Fax: (574) 295-4689
Shannon.Klein@elkhartbank.com
Elkhart Community Bank
303 South Third St
Elkhart IN , 46516